Ours does too, actually, I think. They threaten to, at least, but you've got a while. There's like a $25 limit for fines, you're over that for more than a month or you have billed items (the latter being a rule they added without telling anyone, which is unfair, IMO) they charge you $10 more, you still don't pay for 3 mos or so they report you. I've gotten close to the limit, but never had it actually done (as far as I know). It's kinda nuts. Especially if it's not that much money. I had a $7 billed item on there a few months back and they charged me the $10 billed because you lost it fee (even though it was only billed for maybe a week), which ticked me off because I could have bought them a new copy of the book for less than that.